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Ping An Bank Co., Ltd. 000001.SZ

CN · Shanghai Stock Exchange · XSHG · stock · Financial Services · website

Ping An Bank Co., Ltd. statistics & valuation

Market capCN¥216.8B
P / E5.1×
P / S1.7×
P / B0.4×
P / FCF0.7×
Net margin32.5%
FCF margin238.6%
Net cashCN¥100.4B
Enterprise value USD$17.5B
Graham number +223.3%CN¥36.37

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥36.37); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
25.30% 28.20% 30.30% 32.50% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
10.50% 9.80% 9.00% 7.70% 2022202320242025
Shares outstanding
19.41B 19.41B 19.41B 19.41B 2022202320242025
Net debt (CN¥)
CN¥222.31B CN¥184.95B CN¥75.32B -CN¥100.42B 2022202320242025
Share buybacks (CN¥)
2022202320242025
Return on assets (%)
0.90% 0.80% 0.80% 0.70% 2022202320242025
Free cash flow margin (%)
72.90% 54.30% 41.50% 238.60% 2022202320242025
Debt / equity (×)
1.74× 1.66× 1.53× 1.09× 2022202320242025
EPS (CN¥)
CN¥2.20 CN¥2.25 CN¥2.15 CN¥2.07 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Ping An Bank Co., Ltd. trades at about 5.4× earnings — near its 10-year norm (10-year range 4.2×–6.8×, median 5.3×).

4.2× 6.8×

Shaded band = 10-year range (4.2×–6.8×); dot = today's 5.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin32.5%30.3%28.2%25.3%
FCF margin238.6%41.5%54.3%72.9%
Return on assets0.7%0.8%0.8%0.9%
Return on equity7.7%9.0%9.8%10.5%

Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.