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Bank of Ningbo Co., Ltd. 002142.SZ

CN · XSHE · XSHE · stock · Financial Services · website

Bank of Ningbo Co., Ltd. statistics & valuation

Market capCN¥212.6B
P / E7.2×
P / S3.0×
P / B0.9×
P / FCF0.9×
Net margin40.8%
FCF margin322.9%
Net debtCN¥437.8B
Enterprise value USD$96.5B
Graham number +86.7%CN¥60.13

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥60.13); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
39.90% 41.70% 40.70% 40.80% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
13.80% 12.70% 11.60% 11.90% 2022202320242025
Shares outstanding
6.60B 6.60B 6.60B 6.60B 2022202320242025
Net debt (CN¥)
CN¥376.26B CN¥350.86B CN¥405.64B CN¥437.81B 2022202320242025
Share buybacks (CN¥)
2022202320242025
Return on assets (%)
1.00% 0.90% 0.90% 0.80% 2022202320242025
Free cash flow margin (%)
158.80% 276.80% 121.80% 322.90% 2022202320242025
Debt / equity (×)
3.27× 2.77× 2.69× 2.77× 2022202320242025
EPS (CN¥)
CN¥3.38 CN¥3.75 CN¥3.95 CN¥4.29 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bank of Ningbo Co., Ltd. trades at about 7.5× earnings — near its 10-year norm (10-year range 5.7×–9.7×, median 7.2×).

5.7× 9.7×

Shaded band = 10-year range (5.7×–9.7×); dot = today's 7.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin40.8%40.7%41.7%39.9%
FCF margin322.9%121.8%276.8%158.8%
Return on assets0.8%0.9%0.9%1.0%
Return on equity11.9%11.6%12.7%13.8%

Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.