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Samsung Life Insurance Co., Ltd. 032830.KS

KR · Korea Exchange · XKRX · stock · Financial Services · website

Samsung Life Insurance Co., Ltd. statistics & valuation

Market cap₩68.78T
P / E29.9×
P / S2.4×
P / B1.1×
P / FCF13.5×
Net margin8.1%
FCF margin17.9%
Net debt₩17.14T
Enterprise value USD$60.1B
Graham number -17.1%₩317,466.75

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₩317,466.75); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
10.80% 7.80% 8.80% 8.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
5.50% 4.50% 5.80% 3.70% 2022202320242025
Shares outstanding
179.6M 179.6M 179.6M 179.6M 2022202320242025
Net debt (₩)
₩9.53T ₩12.24T ₩14.11T ₩17.14T 2022202320242025
Share buybacks (₩)
2022202320242025
Return on assets (%)
0.70% 0.60% 0.70% 0.70% 2022202320242025
Free cash flow margin (%)
3.70% 5.50% 20.40% 17.90% 2022202320242025
Debt / equity (×)
0.51× 0.46× 0.55× 0.37× 2022202320242025
EPS (₩)
₩12085.00 ₩10554.00 ₩11732.00 ₩12824.00 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Samsung Life Insurance Co., Ltd. trades at about 29.9× earnings — above its 10-year norm (10-year range 5.9×–14.7×, median 7.6×).

5.9× 29.9×

Shaded band = 10-year range (5.9×–14.7×); dot = today's 29.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin8.1%8.8%7.8%10.8%
FCF margin17.9%20.4%5.5%3.7%
Return on assets0.7%0.7%0.6%0.7%
Return on equity3.7%5.8%4.5%5.5%
Debt / equity0.37×0.55×0.46×0.51×

Computed from company filings · KR · as of 2025-12-31. Figures in KRW. Facts plus Stocktoria's own computed scores — not investment advice.