KB Financial Group Inc. 105560.KS

KR · Korea Exchange · XKRX · stock · Financial Services · website

KB Financial Group Inc. statistics & valuation

Market cap₩59.02T

P / E10.1×

P / S2.8×

P / B1.0×

P / FCF16.1×

Dividend yield2.21%

Net margin27.5%

Return on equity9.9%

FCF margin17.3%

Net debt₩95.80T

Enterprise value USD$108.4B

Graham number +43%₩240,307.28

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₩240,307.28); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)

Gross margin (%)

Operating margin (%)

Return on equity (%)

Shares outstanding

Net debt (₩)

Share buybacks (₩)

Return on assets (%)

Free cash flow margin (%)

Debt / equity (×)

EPS (₩)

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

KB Financial Group Inc. trades at about 11× earnings — above its 10-year norm (10-year range 5×–8.9×, median 7.2×).

5× 11×

Shaded band = 10-year range (5×–8.9×); dot = today's 11×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022
Net margin	27.5%	25.3%	23.6%	25.1%
FCF margin	17.3%	16.9%	17.6%	26.0%
Return on assets	0.7%	0.7%	0.6%	0.6%
Return on equity	9.9%	8.8%	8.1%	7.8%
Debt / equity	2.21×	2.19×	2.13×	2.67×

Computed from company filings · KR · as of 2025-12-31. Figures in KRW. Facts plus Stocktoria's own computed scores — not investment advice.