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The Saudi National Bank 1180.SR
SA · Saudi Exchange (Tadawul) · XSAU · stock · Financial Services · website
The Saudi National Bank statistics & valuation
Market cap$229.4B
P / E9.2×
P / S5.6×
P / B1.1×
P / FCF40.0×
Dividend yield5.23%
Net margin61.2%
Return on equity12.3%
FCF margin14.0%
Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
The Saudi National Bank trades at about 9.6× earnings — below its 10-year norm (10-year range 10×–12.6×, median 11.7×).
9.6×
12.6×
Shaded band = 10-year range (10×–12.6×); dot = today's 9.6×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 61.2% | 56.7% | 55.8% | 54.5% |
| FCF margin | 14.0% | -117.7% | 75.8% | -18.5% |
| Return on assets | 2.1% | 1.9% | 1.9% | 2.0% |
| Return on equity | 12.3% | 11.0% | 11.4% | 11.2% |
Source: company filings via Yahoo Finance · SA · as of 2025-12-31. Figures in SAR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.