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The Saudi National Bank 1180.SR
The Saudi National Bank statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (SAR 55.73); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
The Saudi National Bank trades at about 10.2× earnings — below its 10-year norm (10-year range 10×–12.6×, median 11.7×).
Shaded band = 10-year range (10×–12.6×); dot = today's 10.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 61.2% | 56.7% | 55.8% | 54.5% |
| FCF margin | 14.0% | -117.7% | 75.8% | -18.5% |
| Return on assets | 2.1% | 1.9% | 1.9% | 2.0% |
| Return on equity | 12.3% | 11.0% | 11.4% | 11.2% |
Computed from company filings · SA · as of 2025-12-31. Figures in SAR. Facts plus Stocktoria's own computed scores — not investment advice.