Stocktoria
Public Bank Berhad 1295.KL
Public Bank Berhad statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (RM 5.10); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Public Bank Berhad trades at about 13.7× earnings — near its 10-year norm (10-year range 11.7×–13.4×, median 13×).
Shaded band = 10-year range (11.7×–13.4×); dot = today's 13.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 49.2% | 51.0% | 50.8% | 45.6% |
| FCF margin | 22.3% | 57.6% | -24.0% | 66.8% |
| Return on assets | 1.3% | 1.3% | 1.3% | 1.2% |
| Return on equity | 12.1% | 12.5% | 12.2% | 12.2% |
Computed from company filings · MY · as of 2025-12-31. Figures in MYR. Facts plus Stocktoria's own computed scores — not investment advice.