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Cathay Financial Holding Co., Ltd. 2882.TW

TW · Taiwan Stock Exchange · XTAI · stock · Financial Services · website

Cathay Financial Holding Co., Ltd. statistics & valuation

Market capNT$1.49T
P / E13.9×
P / S3.6×
P / B1.6×
P / FCF8.1×
Net margin25.6%
FCF margin43.7%
Net cashNT$348.8B
Enterprise value USD$34.8B
Graham number +0.8%NT$100.26

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (NT$100.26); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
9.80% 19.20% 30.60% 25.60% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
6.20% 6.50% 12.40% 11.50% 2022202320242025
Shares outstanding
14.67B 14.67B 14.67B 14.67B 2022202320242025
Net debt (NT$)
-NT$440.30B -NT$372.11B -NT$236.52B -NT$348.81B 2022202320242025
Share buybacks (NT$)
2022202320242025
Return on assets (%)
0.30% 0.40% 0.80% 0.70% 2022202320242025
Free cash flow margin (%)
-8.20% -24.30% -27.20% 43.70% 2022202320242025
Debt / equity (×)
0.40× 0.36× 0.45× 0.48× 2022202320242025
EPS (NT$)
NT$2.58 NT$3.24 NT$7.29 NT$7.06 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Cathay Financial Holding Co., Ltd. trades at about 14.1× earnings — near its 10-year norm (10-year range 9.2×–16.5×, median 13.6×).

9.2× 16.5×

Shaded band = 10-year range (9.2×–16.5×); dot = today's 14.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin25.6%30.6%19.2%9.8%
FCF margin43.7%-27.2%-24.3%-8.2%
Return on assets0.7%0.8%0.4%0.3%
Return on equity11.5%12.4%6.5%6.2%

Computed from company filings · TW · as of 2025-12-31. Figures in TWD. Facts plus Stocktoria's own computed scores — not investment advice.