Stocktoria
China Merchants Bank Co., Ltd. 3968.HK
China Merchants Bank Co., Ltd. (3968.HK) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 5.45% (safety: moderate). FY2025 revenue was CN¥332.1B at a 45.2% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
About China Merchants Bank Co., Ltd.
China Merchants Bank Co., Ltd., together with its subsidiaries, provides various banking products and services. It operates through Wholesale Finance Business, Retail Finance Business, and Other Business segments. It offers current, demand, time, call, savings, notice, and renminbi accounts. The company also offers loan products include personal commercial real estate, consumption, housing, and car loans; loans to finance for studying abroad; micro-business loans; mortgage loans for equipment; joint guarantee, special guarantee, and housing mortgage loan; bank acceptance, discount, liquid capital, and fixed asset loans; and loans for vessels. In addition, it offers credit cards; insurance products; open-ended funds; discount and guarantees for commercial bills, redemption of commercial bills, and guaranteed discount for commercial acceptance bills; and financial consultation, debt financing underwriting, merger and acquisition financing, and equity financing and enterprise listing services. Further, the company provides forfeiting and risk participation, escrow, cross-border RMB clearing, and interbank services; and risk and financial management, cross-border RMB and oversea financing, international factoring and settlement, and trade finance services. Additionally, it offers financial leasing and guarantee, investment and wealth management, forex option and gold trading, forex express trading, international, offshore and private banking, custody, pension, and electronic banking services. The company also operates in Hong Kong, New York, London, Singapore, Luxembourg, and Sydney. The company was founded in 1987 and is headquartered in Shenzhen, China.
How it ranks in Financial Services · percentile among 220 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is 3968.HK financially healthy?
China Merchants Bank Co., Ltd.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does 3968.HK pay a dividend, and is it safe?
Yes. China Merchants Bank Co., Ltd. pays a dividend yielding about 5.45% with a 41.1% payout ratio, rated “moderate” for safety.
How profitable is 3968.HK?
In FY2025, China Merchants Bank Co., Ltd. had a net margin of 45.2% and a return on equity of 11.8%.
Computed from company filings · HK · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.