Stocktoria
The People's Insurance Company (Group) of China Limited 601319.SS
The People's Insurance Company (Group) of China Limited statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥14.00); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
The People's Insurance Company (Group) of China Limited trades at about 6.9× earnings — below its 10-year norm (10-year range 7.9×–10.6×, median 9.2×).
Shaded band = 10-year range (7.9×–10.6×); dot = today's 6.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 7.1% | 7.0% | 4.2% | 5.3% |
| FCF margin | — | — | 12.6% | 13.6% |
| Return on assets | 2.3% | 2.4% | 1.4% | 1.8% |
| Return on equity | 14.9% | 15.7% | 9.2% | 11.4% |
| Debt / equity | 0.14× | 0.19× | 0.16× | 0.19× |
Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.