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Bank of Communications Co., Ltd. 601328.SS

CN · Shanghai Stock Exchange · XSHG · stock · Financial Services · website

Bank of Communications Co., Ltd. statistics & valuation

Market capCN¥607.9B
P / E6.4×
P / S2.3×
P / B0.5×
P / FCF6.8×
Net margin36.3%
FCF margin33.9%
Net cashCN¥231.0B
Enterprise value USD$20.2B
Graham number +249.5%CN¥24.04

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥24.04); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
36.00% 36.20% 36.20% 36.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
9.00% 8.50% 8.20% 7.50% 2022202320242025
Shares outstanding
53.35B 53.35B 53.35B 53.35B 2022202320242025
Net debt (CN¥)
-CN¥484.42B -CN¥492.13B -CN¥224.26B -CN¥231.04B 2022202320242025
Share buybacks (CN¥)
2022202320242025
Return on assets (%)
0.70% 0.70% 0.60% 0.60% 2022202320242025
Free cash flow margin (%)
131.60% 35.00% -38.50% 33.90% 2022202320242025
Debt / equity (×)
0.93× 0.98× 1.06× 0.97× 2022202320242025
EPS (CN¥)
CN¥1.14 CN¥1.15 CN¥1.16 CN¥1.08 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bank of Communications Co., Ltd. trades at about 6.4× earnings — near its 10-year norm (10-year range 4.3×–6.2×, median 6.1×).

4.3× 6.4×

Shaded band = 10-year range (4.3×–6.2×); dot = today's 6.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin36.3%36.2%36.2%36.0%
FCF margin33.9%-38.5%35.0%131.6%
Return on assets0.6%0.6%0.7%0.7%
Return on equity7.5%8.2%8.5%9.0%

Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.