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China Pacific Insurance (Group) Co., Ltd. 601601.SS

CN · Shanghai Stock Exchange · XSHG · stock · Financial Services · website

China Pacific Insurance (Group) Co., Ltd. statistics & valuation

Market capCN¥287.8B
P / E5.4×
P / S0.7×
P / B1.0×
P / FCF1.5×
Net margin12.4%
FCF margin44.4%
Net cashCN¥38.4B
Enterprise value USD$24.7B
Graham number +147.9%CN¥74.18

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥74.18); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
11.40% 8.50% 11.20% 12.40% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
19.00% 10.90% 15.40% 17.70% 2022202320242025
Shares outstanding
6.85B 6.85B 6.85B 6.85B 2022202320242025
Net debt (CN¥)
-CN¥20.42B -CN¥18.07B -CN¥16.35B -CN¥38.39B 2022202320242025
Share buybacks (CN¥)
2022202320242025
Return on assets (%)
1.80% 1.20% 1.60% 1.70% 2022202320242025
Free cash flow margin (%)
42.40% 41.60% 37.50% 44.40% 2022202320242025
Debt / equity (×)
0.06× 0.05× 0.04× 0.08× 2022202320242025
EPS (CN¥)
CN¥3.89 CN¥2.83 CN¥4.67 CN¥5.54 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

China Pacific Insurance (Group) Co., Ltd. trades at about 5.4× earnings — below its 10-year norm (10-year range 6.6×–8.8×, median 8.2×).

5.4× 8.8×

Shaded band = 10-year range (6.6×–8.8×); dot = today's 5.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin12.4%11.2%8.5%11.4%
FCF margin44.4%37.5%41.6%42.4%
Return on assets1.7%1.6%1.2%1.8%
Return on equity17.7%15.4%10.9%19.0%
Debt / equity0.08×0.04×0.04×0.05×

Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.