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China Life Insurance Company Limited 601628.SS
China Life Insurance Company Limited statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (CN¥59.20); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
China Life Insurance Company Limited trades at about 6.8× earnings — below its 10-year norm (10-year range 9.1×–29.9×, median 15.9×).
Shaded band = 10-year range (9.1×–29.9×); dot = today's 6.8×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 25.5% | 35.3% | 12.9% | 3.9% |
| FCF margin | 75.5% | 123.7% | 95.9% | 42.4% |
| Return on assets | 2.0% | 1.6% | 0.9% | 0.6% |
| Return on equity | 25.9% | 21.0% | 15.6% | 7.4% |
| Debt / equity | 0.06× | 0.09× | 0.15× | 0.11× |
Computed from company filings · CN · as of 2025-12-31. Figures in CNY. Facts plus Stocktoria's own computed scores — not investment advice.