Stocktoria
ATLANTIC AMERICAN CORP AAME
ATLANTIC AMERICAN CORP (AAME) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.18% (safety: safe). FY2024 revenue was $188.2M at a -2.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AAME | ATLANTIC AMERICAN CORP | 3/9 | — | — | +0.8% |
| CIA | CITIZENS, INC. | 4/9 | — | 22.1 | +4.3% |
| UTGN | UTG INC | 2/9 | — | 10.1 | -50.1% |
| PRI | Primerica, Inc. | 3/9 | — | — | +6.6% |
| FG | F&G Annuities & Life, Inc. | 4/9 | — | 13.5 | -0.2% |
| GL | GLOBE LIFE INC. | 6/9 | — | 12 | +3.7% |
| JXN | Jackson Financial Inc. | 6/9 | — | 275.7 | +104.3% |
All Finance, Insurance & Real Estate companies →
About ATLANTIC AMERICAN CORP
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.
FAQ
Is AAME financially healthy?
ATLANTIC AMERICAN CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does AAME pay a dividend, and is it safe?
Yes. ATLANTIC AMERICAN CORP pays a dividend yielding about 1.18% with a -9.6% payout ratio, rated “safe” for safety.
How profitable is AAME?
In FY2024, ATLANTIC AMERICAN CORP had a net margin of -2.3% and a return on equity of -4.3%.
Is AAME overvalued or undervalued?
ATLANTIC AMERICAN CORP trades at about 24.7× trailing earnings — above its 10-year norm (10-year range 4.3×–41.8×, median 16.9×). Stocktoria reports the data, not buy/sell advice.
Is AAME a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ATLANTIC AMERICAN CORP: a Piotroski F-score of 3/9, a dividend yield of 1.18%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2024-12-31. Facts plus Stocktoria's own computed scores — not investment advice.