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ATLANTIC AMERICAN CORP AAME
ATLANTIC AMERICAN CORP statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($6.11); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
ATLANTIC AMERICAN CORP trades at about 4.5× earnings — below its 10-year norm (10-year range 4.3×–41.8×, median 16.9×).
Shaded band = 10-year range (4.3×–41.8×); dot = today's 4.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | 1.8% | -0.7% | 0.8% | 5.1% | -0.7% | 5.9% | -3.8% | -2.1% | -2.1% | 0.6% |
| Net margin | 2.9% | -0.7% | -0.1% | 0.8% | 2.1% | 6.2% | -0.2% | -0.4% | 2.5% | 1.6% |
| FCF margin | 15.4% | 2.4% | 1.4% | 3.4% | 0.5% | 4.5% | -0.9% | 2.3% | 6.7% | 0.6% |
| Return on assets | 1.4% | -0.4% | -0.0% | 0.4% | 1.1% | 3.0% | -0.1% | -0.2% | 1.3% | 0.8% |
| Return on equity | 5.0% | -1.3% | -0.2% | 1.5% | 3.0% | 8.4% | -0.3% | -0.7% | 4.0% | 2.5% |
Computed from company filings · US · as of 2024-12-31. Facts plus Stocktoria's own computed scores — not investment advice.