Stocktoria
Apple Inc. AAPL
Apple Inc. (AAPL) earns a Piotroski F-score of 8/9 (strong financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 0.37% (safety: safe). FY2025 revenue was $416.2B at a 26.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.29 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-10 | Jefferies | Underperform (down) |
| 2026-08-04 | China Renaissance | Hold (down) |
| 2026-07-31 | JP Morgan | Overweight (main) |
| 2026-07-31 | TD Cowen | Buy (main) |
| 2026-07-31 | DA Davidson | Neutral (main) |
| 2026-07-31 | Wells Fargo | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Manufacturing · percentile among 1957 companies
Percentile vs other Manufacturing companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 8/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | -0.049 |
| Retained earnings / assets | -0.04 |
| EBIT / assets | 0.37 |
| Equity / liabilities | 0.258 |
Sector peers · similar-size Manufacturing companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AAPL | Apple Inc. | 8/9 | 2.31 | 37.2 | +6.4% |
| SMCI | Super Micro Computer, Inc. | 5/9 | 6.92 | 18.9 | +46.6% |
| OMCL | OMNICELL, INC. | 7/9 | 3.07 | 889.4 | +6.5% |
| ZEPP | Zepp Health Corp | 5/9 | 0.31 | — | +41.8% |
| OSS | ONE STOP SYSTEMS, INC. | 4/9 | 11.23 | 79.1 | +31.2% |
| SCKT | SOCKET MOBILE, INC. | 2/9 | -15.54 | — | -19.6% |
| VFS | VinFast Auto Ltd. | 4/9 | -13.01 | — | +57.9% |
About Apple Inc.
Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple Vision Pro, Apple TV, Apple Watch, Beats products, and HomePod, as well as Apple branded and third-party accessories. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allows customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV, which offers original content and live sports; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers and resellers. The company was formerly known as Apple Computer, Inc. and changed its name to Apple Inc. in January 2007. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.
FAQ
Is AAPL financially healthy?
Apple Inc.'s Piotroski F-score is 8/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does AAPL pay a dividend, and is it safe?
Yes. Apple Inc. pays a dividend yielding about 0.37% with a 13.8% payout ratio, rated “safe” for safety.
How profitable is AAPL?
In FY2025, Apple Inc. had a net margin of 26.9% and a return on equity of 151.9%.
Is AAPL overvalued or undervalued?
Apple Inc. trades at about 40.5× trailing earnings — above its 10-year norm (10-year range 13.7×–37.2×, median 26.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for AAPL?
The average Wall-Street price target for Apple Inc. is $322.28, about 6.6% above the recent price, from 41 analysts (consensus: buy).
Is AAPL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Apple Inc.: a Piotroski F-score of 8/9, an Altman Z″ in the grey zone, a P/E of about 37.2×, a dividend yield of 0.37%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-27. Facts plus Stocktoria's own computed scores — not investment advice.