Stocktoria
Ameris Bancorp ABCB
Ameris Bancorp (ABCB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.90% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | Raymond James | Market Perform (down) |
| 2026-04-28 | DA Davidson | Buy (main) |
| 2026-04-27 | Stephens & Co. | Equal-Weight (main) |
| 2026-04-27 | Truist Securities | Hold (main) |
| 2026-02-02 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-02-02 | Stephens & Co. | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ABCB | Ameris Bancorp | 4/9 | — | 14.9 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
FAQ
Is ABCB financially healthy?
Ameris Bancorp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does ABCB pay a dividend, and is it safe?
Yes. Ameris Bancorp pays a dividend yielding about 0.90% with a 13.4% payout ratio, rated “safe” for safety.
How profitable is ABCB?
In FY2025, Ameris Bancorp had a return on equity of 10.1%.
Is ABCB overvalued or undervalued?
Ameris Bancorp trades at about 14.8× trailing earnings — near its 10-year norm (10-year range 9.1×–27.0×, median 13.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ABCB?
The average Wall-Street price target for Ameris Bancorp is $94.17, about 6.3% above the recent price, from 6 analysts (consensus: buy).
Is ABCB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Ameris Bancorp: a Piotroski F-score of 4/9, a P/E of about 14.9×, a dividend yield of 0.90%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.