Stocktoria

Ameris Bancorp ABCB

NYSE · stock · State Commercial Banks · website · IPO 1994-05-19 · LEI

Ameris Bancorp statistics & valuation

Market cap$6.1B
P / E14.9×
P / B1.5×
P / FCF16.6×
Dividend yield0.90%
Return on equity10.1%
Graham number +1%$89.49

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($89.49); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.20% 9.10% 8.30% 6.50% 9.90% 12.70% 10.80% 7.90% 9.60% 10.10% 2016201720182019202020212022202320242025
Shares outstanding
34.7M 37.1M 43.2M 58.6M 69.4M 69.8M 69.4M 69.1M 69.1M 68.7M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.90% 1.10% 0.90% 1.30% 1.60% 1.40% 1.10% 1.40% 1.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.08 $1.98 $2.80 $2.75 $3.77 $5.40 $4.99 $3.89 $5.19 $6.00 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Ameris Bancorp trades at about 14.8× earnings — near its 10-year norm (10-year range 9.1×–27×, median 13.4×).

9.1× 27×

Shaded band = 10-year range (9.1×–27×); dot = today's 14.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.5%1.4%1.1%1.4%1.6%1.3%0.9%1.1%0.9%1.0%
Return on equity10.1%9.6%7.9%10.8%12.7%9.9%6.5%8.3%9.1%11.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.