Stocktoria

ABN AMRO Bank N.V. ABN.AS

NL · Euronext Amsterdam · XAMS · stock · Financial Services · website

ABN AMRO Bank N.V. statistics & valuation

Market cap€33.8B
P / E15.0×
P / S3.9×
P / B1.3×
P / FCF18.4×
Net margin25.8%
FCF margin21.1%
Net debt€28.5B
Enterprise value USD$71.9B
Graham number +3.1%€42.77

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€42.77); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
24.40% 31.40% 27.00% 25.80% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
8.20% 11.20% 9.20% 8.30% 2022202320242025
Shares outstanding
814.9M 814.9M 814.9M 814.9M 2022202320242025
Net debt (€)
€1.13B €16.99B €35.74B €28.50B 2022202320242025
Share buybacks (€)
€500.0M €500.0M €500.0M €250.0M 2022202320242025
Return on assets (%)
0.50% 0.70% 0.60% 0.50% 2022202320242025
Free cash flow margin (%)
-109.00% -108.50% -126.40% 21.10% 2022202320242025
Debt / equity (×)
2.80× 2.99× 3.12× 2.94× 2022202320242025
EPS (€)
€1.96 €2.99 €2.71 €2.45 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

ABN AMRO Bank N.V. trades at about 16.9× earnings — above its 10-year norm (10-year range 4.6×–12.7×, median 7.8×).

4.6× 16.9×

Shaded band = 10-year range (4.6×–12.7×); dot = today's 16.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin25.8%27.0%31.4%24.4%
FCF margin21.1%-126.4%-108.5%-109.0%
Return on assets0.5%0.6%0.7%0.5%
Return on equity8.3%9.2%11.2%8.2%

Computed from company filings · NL · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.