Stocktoria
Crédit Agricole S.A. ACA.PA
Crédit Agricole S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€35.48); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Crédit Agricole S.A. trades at about 9.2× earnings — above its 10-year norm (10-year range 6.7×–8.4×, median 6.9×).
Shaded band = 10-year range (6.7×–8.4×); dot = today's 9.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 26.9% | 28.0% | 27.1% | 25.7% |
| FCF margin | 68.1% | -67.0% | -159.4% | 2.0% |
| Return on assets | 0.3% | 0.3% | 0.3% | 0.2% |
| Return on equity | 9.1% | 9.5% | 8.9% | 8.0% |
Computed from company filings · FR · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.