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Asia Commercial Joint Stock Bank ACB.VN

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Asia Commercial Joint Stock Bank financials (annual)

Revenue
₫28.02T ₫32.05T ₫32.92T ₫32.83T 2022202320242025
Net income
₫13.69T ₫16.04T ₫16.79T ₫15.62T 2022202320242025
Free cash flow
₫20.76T ₫35.86T ₫7.45T ₫27.46T 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue₫32.83T₫32.92T₫32.05T₫28.02T
SG&A expense₫2.38T₫2.21T₫2.35T₫3.29T
Interest expense₫31.85T₫23.11T₫27.39T₫17.17T
Income tax₫3.91T₫4.22T₫4.02T₫3.43T
Net income₫15.62T₫16.79T₫16.04T₫13.69T
EPS (diluted)₫2674.34₫2823.89₫2738.75₫2332.67
Operating cash flow₫28.16T₫8.37T₫37.14T₫21.27T
Free cash flow₫27.46T₫7.45T₫35.86T₫20.76T
Cash & equivalents₫175.19T₫148.70T₫140.06T₫104.46T
Total assets₫1025.85T₫864.01T₫718.79T₫607.88T
Total debt₫167.00T₫121.70T₫61.24T₫52.20T
Total liabilities₫931.33T₫780.54T₫647.84T₫549.44T
Shareholders' equity₫94.52T₫83.46T₫70.96T₫58.44T

Growth · year-over-year · Revenue CAGR 5.4%

MetricFY2025FY2024FY2023FY2022
Revenue growth-0.3%+2.7%+14.4%
Net income growth-6.9%+4.6%+17.2%
EPS growth-5.3%+3.1%+17.4%
Free cash flow growth+268.5%-79.2%+72.7%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.