Stocktoria
Asia Commercial Joint Stock Bank ACB.VN
Asia Commercial Joint Stock Bank statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫31,302.64); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Asia Commercial Joint Stock Bank trades at about 8.5× earnings — near its 10-year norm (10-year range 9×–11.2×, median 9.4×).
Shaded band = 10-year range (9×–11.2×); dot = today's 8.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 47.6% | 51.0% | 50.1% | 48.8% |
| FCF margin | 83.6% | 22.6% | 111.9% | 74.1% |
| Return on assets | 1.5% | 1.9% | 2.2% | 2.3% |
| Return on equity | 16.5% | 20.1% | 22.6% | 23.4% |
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.