Stocktoria
ARCH CAPITAL GROUP LTD. ACGL
ARCH CAPITAL GROUP LTD. (ACGL) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $19.9B at a 22.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-11 | JP Morgan | Neutral (main) |
| 2026-08-03 | Cantor Fitzgerald | Neutral (main) |
| 2026-07-30 | RBC Capital | Outperform (main) |
| 2026-07-30 | Wells Fargo | Overweight (main) |
| 2026-07-20 | JP Morgan | Neutral (main) |
| 2026-07-09 | Wells Fargo | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ACGL | ARCH CAPITAL GROUP LTD. | 5/9 | — | 7.7 | +14.3% |
| L | LOEWS CORP | 6/9 | — | 14 | +5.4% |
| EG | EVEREST GROUP, LTD. | 4/9 | — | 8.8 | +1.2% |
| MKL | MARKEL GROUP INC. | 5/9 | — | 11.4 | +4.7% |
| CNA | CNA FINANCIAL CORP | 7/9 | — | 10.2 | +5% |
| WRB | BERKLEY W R CORP | 4/9 | — | 14.3 | +7.8% |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | 5/9 | — | 12.9 | -1.7% |
All Finance, Insurance & Real Estate companies →
About ARCH CAPITAL GROUP LTD.
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
FAQ
Is ACGL financially healthy?
ARCH CAPITAL GROUP LTD.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does ACGL pay a dividend?
No, ARCH CAPITAL GROUP LTD. does not currently pay a dividend.
How profitable is ACGL?
In FY2025, ARCH CAPITAL GROUP LTD. had a net margin of 22.1% and a return on equity of 18.2%.
Is ACGL overvalued or undervalued?
ARCH CAPITAL GROUP LTD. trades at about 8.4× trailing earnings — below its 10-year norm (10-year range 7.1×–22.3×, median 11.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ACGL?
The average Wall-Street price target for ARCH CAPITAL GROUP LTD. is $111.87, about 15.0% above the recent price, from 19 analysts (consensus: buy).
Is ACGL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ARCH CAPITAL GROUP LTD.: a Piotroski F-score of 5/9, a P/E of about 7.7×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.