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AMERICAN COASTAL INSURANCE Corp ACIC
AMERICAN COASTAL INSURANCE Corp (ACIC) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 4.46% (safety: no dividend). FY2025 revenue was $335.4M at a 31.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ACIC | AMERICAN COASTAL INSURANCE Corp | 4/9 | — | 5.1 | +13.1% |
| AMSF | AMERISAFE INC | 4/9 | — | 13.4 | +2.7% |
| NODK | NI Holdings, Inc. | 1/9 | — | — | -12.3% |
| AII | American Integrity Insurance Group, Inc. | 6/9 | — | 3.7 | +35.3% |
| ASIC | Ategrity Specialty Insurance Co Holdings | 4/9 | — | 15.4 | +23.4% |
| GBLI | Global Indemnity Group, LLC | 3/9 | — | 14.4 | +2% |
| KINS | KINGSTONE COMPANIES, INC. | 6/9 | — | 6.5 | +38.5% |
All Finance, Insurance & Real Estate companies →
About AMERICAN COASTAL INSURANCE Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
FAQ
Is ACIC financially healthy?
AMERICAN COASTAL INSURANCE Corp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does ACIC pay a dividend, and is it safe?
Yes. AMERICAN COASTAL INSURANCE Corp pays a dividend yielding about 4.46% with a None payout ratio, rated “no dividend” for safety.
How profitable is ACIC?
In FY2025, AMERICAN COASTAL INSURANCE Corp had a net margin of 31.8% and a return on equity of 33.6%.
Is ACIC overvalued or undervalued?
AMERICAN COASTAL INSURANCE Corp trades at about 4.6× trailing earnings — below its 10-year norm (10-year range 1.7×–1632.0×, median 11.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ACIC?
The average Wall-Street price target for AMERICAN COASTAL INSURANCE Corp is $14.00, about 42.4% above the recent price, from 1 analysts.
Is ACIC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on AMERICAN COASTAL INSURANCE Corp: a Piotroski F-score of 4/9, a P/E of about 5.1×, a dividend yield of 4.46%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.