AMERICAN COASTAL INSURANCE Corp ACIC
Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 2007-10-05
AMERICAN COASTAL INSURANCE Corp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $335.4M | $296.7M | $264.4M | $221.7M | $228.7M | $846.7M | $825.1M | $723.9M | $654.4M | $487.1M |
| Operating income | $140.3M | $99.6M | $93.9M | -$8.7M | -$10.5M | -$132.2M | -$32.7M | -$4.4M | $757,000 | $6.9M |
| Interest expense | $10.8M | $12.0M | $10.9M | $9.5M | $9.3M | $9.6M | $9.8M | $9.9M | $3.2M | $723,000 |
| Income tax | $35.9M | $25.3M | $10.9M | $26.2M | -$6.7M | -$36.6M | -$3.1M | -$4.6M | -$9.2M | $1.3M |
| Net income | $106.8M | $75.7M | $309.9M | -$469.9M | -$57.9M | -$96.5M | -$29.9M | $290,000 | $10.1M | $5.7M |
| EPS (diluted) | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.26 |
| Operating cash flow | $71.0M | $243.5M | -$136.0M | -$173.1M | -$295.4M | -$10.5M | $149.0M | $25.8M | $35.5M | $65.7M |
| Free cash flow | $70.9M | $243.5M | -$136.2M | -$176.2M | -$300.7M | -$21.3M | $127.1M | $21.7M | $30.3M | $62.6M |
| Cash & equivalents | $198.8M | $137.0M | $138.9M | $70.9M | $212.0M | $239.4M | $215.5M | $112.7M | $229.6M | $150.7M |
| Total assets | $1.1B | $1.2B | $1.1B | $2.8B | $2.7B | $2.8B | $2.5B | $2.3B | $2.1B | $999.7M |
| Total liabilities | $755.2M | $980.5M | $893.6M | $3.0B | $2.4B | $2.4B | $1.9B | $1.8B | $1.5B | $758.4M |
| Shareholders' equity | $317.6M | $235.7M | $168.8M | -$182.0M | $332.0M | $417.6M | $523.9M | $540.4M | $537.1M | $241.3M |
Growth · year-over-year · Revenue CAGR -4.1%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +13.1% | +12.2% | +19.3% | -3.1% | -73.0% | +2.6% | +14.0% | +10.6% | +34.3% | +36.2% |
| Net income growth | +41.1% | -75.6% | — | — | — | — | -10400.7% | -97.1% | +78.0% | -79.2% |
| EPS growth | +39.6% | -77.9% | — | — | — | — | -7100.0% | -96.3% | +3.8% | -79.7% |
| Free cash flow growth | -70.9% | — | — | — | — | -116.8% | +486.0% | -28.4% | -51.6% | -28.4% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.