Stocktoria

ACI WORLDWIDE, INC. ACIW

Nasdaq · stock · Services-Prepackaged Software · website · IPO 1993-11-02 · LEI

ACI WORLDWIDE, INC. statistics & valuation

Market cap$5.0B
P / E22.1×
P / S2.8×
P / B3.3×
P / FCF16.2×
Net margin12.9%
Return on equity14.9%
FCF margin17.6%
Net debt$621.1M
Net debt / EBITDA1.5×
Enterprise value USD$5.6B
EV / EBITDA13.2×
Earnings yield EBIT/EV5.9%
Return on capital13.8%
Graham number -49.7%$26.54

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($26.54); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
12.90% 0.50% 6.80% 5.30% 5.60% 9.30% 10.00% 8.40% 12.70% 12.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
22.00% 8.30% 12.50% 9.80% 11.20% 15.30% 14.30% 15.20% 19.30% 18.70% 2016201720182019202020212022202320242025
Return on equity (%)
17.20% 0.70% 6.60% 5.90% 6.00% 10.30% 11.90% 9.20% 14.30% 14.90% 2016201720182019202020212022202320242025
Shares outstanding
118.8M 119.4M 117.6M 118.6M 118.1M 118.6M 114.2M 108.9M 106.5M 104.8M 2016201720182019202020212022202320242025
Net debt ($)
$668.2M $616.0M $523.3M $1.25B $989.6M $943.7M $964.9M $873.8M $708.2M $621.1M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
6.80% 0.30% 3.20% 2.10% 2.10% 4.00% 4.40% 3.50% 6.70% 7.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
5.90% 11.80% 16.40% 8.70% 23.00% 14.60% 9.20% 11.00% 21.50% 17.60% 2016201720182019202020212022202320242025
Debt / equity (×)
0.99× 0.90× 0.64× 1.22× 0.96× 0.86× 0.91× 0.78× 0.65× 0.54× 2016201720182019202020212022202320242025
EPS ($)
$1.09 $0.04 $0.59 $0.57 $0.62 $1.08 $1.24 $1.12 $1.91 $2.16 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

ACI WORLDWIDE, INC. trades at about 24.4× earnings — below its 10-year norm (10-year range 17.8×–586×, median 31.8×).

17.8× 586×

Shaded band = 10-year range (17.8×–586×); dot = today's 24.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin18.7%19.3%15.2%14.3%15.3%11.2%9.8%12.5%8.3%22.0%
Net margin12.9%12.7%8.4%10.0%9.3%5.6%5.3%6.8%0.5%12.9%
FCF margin17.6%21.5%11.0%9.2%14.6%23.0%8.7%16.4%11.8%5.9%
Return on assets7.3%6.7%3.5%4.4%4.0%2.1%2.1%3.2%0.3%6.8%
Return on equity14.9%14.3%9.2%11.9%10.3%6.0%5.9%6.6%0.7%17.2%
Debt / equity0.54×0.65×0.78×0.91×0.86×0.96×1.22×0.64×0.90×0.99×
Current ratio1.541.641.361.301.241.281.501.911.311.08

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.