Stocktoria
Enact Holdings, Inc. ACT
Nasdaq · XNAS · stock · Insurance Agents, Brokers & Service · website · IPO 2021-05-13
Chart by TradingView
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
17.9%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $1.2B | $1.2B | $1.2B | $1.1B | $1.1B |
| Net income | $674.2M | $688.1M | $665.5M | — | $546.7M |
| Operating cash flow | $724.5M | $686.3M | $632.0M | $560.5M | $572.1M |
| Total assets | $6.9B | $6.5B | $6.2B | $5.7B | $5.9B |
| Total liabilities | $1.5B | $1.5B | $1.6B | $1.6B | $1.8B |
| Shareholders' equity | $5.4B | $5.0B | $4.6B | $4.1B | $4.1B |
| Ratios | |||||
| Net margin | 54.6% | 57.3% | 57.7% | — | 48.9% |
| Return on assets | 9.8% | 10.6% | 10.8% | — | 9.3% |
| Return on equity | 12.6% | 13.8% | 14.4% | — | 13.3% |
| Debt / equity | 0.14× | 0.15× | 0.16× | 0.18× | 0.18× |
| Revenue growth | 2.8% | 4.2% | 5.4% | -2.0% | 1.0% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 11,200 | $457,072 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001823529 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.