Stocktoria
Enact Holdings, Inc. ACT
Enact Holdings, Inc. (ACT) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.91% (safety: safe). FY2025 revenue was $1.2B at a 54.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-25 | RBC Capital | Sector Perform (init) |
| 2026-04-21 | B of A Securities | Buy (main) |
| 2026-02-05 | JP Morgan | Neutral (main) |
| 2026-02-05 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-01-12 | JP Morgan | Neutral (main) |
| 2025-12-18 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ACT | Enact Holdings, Inc. | 5/9 | — | 9.4 | +2.8% |
| CRD-A | CRAWFORD & CO | 5/9 | — | 28.1 | -2.2% |
| HGTY | Hagerty, Inc. | 1/9 | — | — | +17.3% |
| BWIN | Baldwin Insurance Group, Inc. | 2/9 | 0.61 | — | +8.3% |
| CRVL | CORVEL CORP | 6/9 | — | 28.9 | +7% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 3.1 | +15.5% |
| WDH | Waterdrop Inc. | 5/9 | 4.31 | — | +49.8% |
All Finance, Insurance & Real Estate companies →
About Enact Holdings, Inc.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
FAQ
Is ACT financially healthy?
Enact Holdings, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does ACT pay a dividend, and is it safe?
Yes. Enact Holdings, Inc. pays a dividend yielding about 1.91% with a 17.9% payout ratio, rated “safe” for safety.
How profitable is ACT?
In FY2025, Enact Holdings, Inc. had a net margin of 54.6% and a return on equity of 12.6%.
Is ACT overvalued or undervalued?
Enact Holdings, Inc. trades at about 10.9× trailing earnings — above its 10-year norm (10-year range 5.8×–8.8×, median 6.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ACT?
The average Wall-Street price target for Enact Holdings, Inc. is $45.80, about 7.2% below the recent price, from 5 analysts (consensus: hold).
Is ACT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Enact Holdings, Inc.: a Piotroski F-score of 5/9, a P/E of about 9.4×, a dividend yield of 1.91%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.