Stocktoria
Affinity Bancshares, Inc. AFBI
Affinity Bancshares, Inc. financials (annual)
Bars are annual figures from 2019 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $15.5M | $2.4M | $3.2M | $5.5M | $2.3M |
| Income tax | $2.9M | $1.5M | $1.9M | $2.2M | $2.3M | $792,000 | -$29,000 |
| Net income | $8.3M | $5.4M | $6.4M | $7.1M | $7.6M | $3.1M | $355,000 |
| EPS (diluted) | $1.29 | $0.83 | $0.98 | $1.06 | $1.09 | $0.41 | — |
| Operating cash flow | $11.6M | $6.8M | $7.9M | $7.6M | $11.9M | $1.4M | $1.6M |
| Free cash flow | $11.2M | $6.4M | $7.3M | $6.2M | $11.0M | $920,000 | $1.3M |
| Cash & equivalents | $53.9M | $41.4M | $50.0M | $26.3M | $111.8M | $178.3M | $48.1M |
| Total assets | $881.7M | $866.8M | $843.3M | $791.3M | $788.1M | $850.6M | $319.3M |
| Total liabilities | $754.7M | $737.7M | $721.7M | $674.2M | $667.1M | $769.8M | $242.1M |
| Shareholders' equity | $127.0M | $129.1M | $121.5M | $117.1M | $121.0M | $80.8M | $77.2M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Net income growth | +53.1% | -15.6% | -9.6% | -5.8% | +145.2% | +769.9% | — |
| EPS growth | +55.4% | -15.3% | -7.5% | -2.8% | +165.9% | — | — |
| Free cash flow growth | +76.1% | -13.3% | +18.9% | -44.0% | +1097.9% | -26.9% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.