Stocktoria
AMERICAN FINANCIAL GROUP INC AFG
AMERICAN FINANCIAL GROUP INC (AFG) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 5.24% (safety: stretched). FY2025 revenue was $8.2B at a 10.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-11 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-08-10 | Piper Sandler | Neutral (main) |
| 2026-07-09 | Wells Fargo | Overweight (main) |
| 2026-07-08 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-05-26 | Piper Sandler | Neutral (main) |
| 2026-05-06 | Wells Fargo | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AFG | AMERICAN FINANCIAL GROUP INC | 4/9 | — | 13.7 | -1.8% |
| THG | HANOVER INSURANCE GROUP, INC. | 4/9 | — | 11.2 | +5.7% |
| AXS | AXIS CAPITAL HOLDINGS LTD | 3/9 | — | 7.9 | +10.2% |
| MCY | MERCURY GENERAL CORP | 6/9 | — | 11 | +9.4% |
| SIGI | SELECTIVE INSURANCE GROUP INC | 5/9 | — | 12.4 | +9.8% |
| KMPB | KEMPER Corp | 6/9 | — | 11 | +3.3% |
| WTM | WHITE MOUNTAINS INSURANCE GROUP LTD | 5/9 | — | 4.5 | +66.8% |
All Finance, Insurance & Real Estate companies →
About AMERICAN FINANCIAL GROUP INC
American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was formerly known as American Financial Group Holdings Inc and changed its name to American Financial Group, Inc. in July 1997. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.
FAQ
Is AFG financially healthy?
AMERICAN FINANCIAL GROUP INC's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does AFG pay a dividend, and is it safe?
Yes. AMERICAN FINANCIAL GROUP INC pays a dividend yielding about 5.24% with a 72.0% payout ratio, rated “stretched” for safety.
How profitable is AFG?
In FY2025, AMERICAN FINANCIAL GROUP INC had a net margin of 10.3% and a return on equity of 17.5%.
Is AFG overvalued or undervalued?
AMERICAN FINANCIAL GROUP INC trades at about 14.4× trailing earnings — above its 10-year norm (10-year range 5.6×–21.5×, median 12.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for AFG?
The average Wall-Street price target for AMERICAN FINANCIAL GROUP INC is $153.17, about 5.8% above the recent price, from 6 analysts (consensus: buy).
Is AFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on AMERICAN FINANCIAL GROUP INC: a Piotroski F-score of 4/9, a P/E of about 13.7×, a dividend yield of 5.24%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.