Stocktoria

AFLAC INC AFL

NYSE · XNYS · stock · Accident & Health Insurance
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3/9
Piotroski F — financial health
Altman Z″ — distress risk
32.9%
Dividend payout · safe

Financials (annual, from 10-K)

FYRevenueNet incomeGross profitFree cash flowEquity
2025$17.2B$3.6B$29.5B
2024$18.9B$5.4B$26.1B
2023$18.7B$4.7B$22.0B
2022$19.1B$4.4B$20.1B
2021$21.6B$4.2B$17.0B
2020$22.1B$4.8B$33.6B

Recent insider activity (Form 4)

InsiderRoleDateActionSharesPrice
Japan Post Holdings Co., Ltd.10% owner2026-06-22Sell23,416$116.57
MOSKOWITZ JOSEPH Ldirector2026-06-22Option exercise20,303$44.59
MOSKOWITZ JOSEPH Ldirector2026-06-22Sell4,600$116.54
Japan Post Holdings Co., Ltd.10% owner2026-06-22Sell4,429$117.46
MOSKOWITZ JOSEPH Ldirector2026-06-22Sell7,770$116.54
Japan Post Holdings Co., Ltd.10% owner2026-06-18Sell2,700$117.11
Japan Post Holdings Co., Ltd.10% owner2026-06-18Sell600$116.06
Japan Post Holdings Co., Ltd.10% owner2026-06-17Sell25,382$116.59

Why these scores methodology →

Piotroski F-score: 3/9

  • Positive return on assets
  • Positive operating cash flow
  • Rising ROA
  • Cash flow exceeds net income
  • Lower long-term debt
  • Rising current ratio
  • No share dilution
  • Rising gross margin
  • Rising asset turnover

Altman Z″: n/a

Not applicable (financials/insurer or missing inputs).

Source: SEC EDGAR filings · CIK 0000004977 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.