AFLAC INC AFL

NYSE · stock · Accident & Health Insurance · website · IPO 1974-06-15 · LEI

AFLAC INC financials (annual)

Revenue

Net income

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Revenue	$17.2B	$18.9B	$18.7B	$19.1B	$21.6B	$22.1B	$22.3B	$21.8B	$21.7B	$22.6B
SG&A expense	$3.3B	$3.0B	$3.2B	$3.2B	$3.5B	$3.4B	$3.1B	$3.0B	$2.8B	$2.8B
Operating income	—	—	—	$4.2B	$4.9B	$4.4B	$4.5B	$4.4B	$4.1B	$4.1B
Interest expense	—	—	$195.0M	$226.0M	$238.0M	$242.0M	$228.0M	$222.0M	$240.0M	$268.0M
Income tax	$887.0M	$974.0M	$603.0M	$451.0M	$977.0M	-$619.0M	$1.1B	$1.1B	-$586.0M	$1.4B
Net income	$3.6B	$5.4B	$4.7B	$4.4B	$4.2B	$4.8B	$3.3B	$2.9B	$4.6B	$2.7B
EPS (diluted)	$6.82	$9.63	$7.78	$6.93	$6.25	$6.67	$4.43	$3.77	$5.77	$3.21
Operating cash flow	$2.6B	$2.7B	$3.2B	$3.9B	$5.1B	$6.0B	$5.5B	$6.0B	$6.1B	$6.0B
Cash & equivalents	$6.2B	$6.2B	$4.3B	$3.9B	$5.1B	$5.1B	$4.9B	$4.3B	$3.5B	$4.9B
Total assets	$116.5B	$117.6B	$126.7B	$131.7B	$157.5B	$165.1B	$152.8B	$140.4B	$137.2B	$129.8B
Total liabilities	$87.0B	$91.5B	$104.7B	$111.6B	$124.3B	$131.5B	$123.8B	$116.9B	$112.6B	$109.3B
Shareholders' equity	$29.5B	$26.1B	$22.0B	$20.1B	$17.0B	$33.6B	$29.0B	$23.5B	$24.6B	$20.5B

Growth · year-over-year · Revenue CAGR -3%

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Revenue growth	-9.3%	+1.2%	-2.3%	-11.2%	-2.7%	-0.7%	+2.5%	+0.4%	-4.0%	+8.1%
Net income growth	-33.0%	+16.8%	+5.5%	+4.4%	-11.4%	+44.6%	+13.2%	-36.6%	+73.1%	+5.0%
EPS growth	-29.2%	+23.8%	+12.3%	+10.9%	-6.3%	+50.6%	+17.5%	-34.7%	+79.8%	+9.7%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.