Stocktoria
AFLAC INC AFL
AFLAC INC statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($91.98); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
AFLAC INC trades at about 17.7× earnings — above its 10-year norm (10-year range 6.8×–16.3×, median 10.9×).
Shaded band = 10-year range (6.8×–16.3×); dot = today's 17.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | 21.7% | 22.9% | 19.9% | 20.0% | 20.0% | 18.9% | 18.2% |
| Net margin | 21.2% | 28.8% | 24.9% | 23.1% | 19.6% | 21.6% | 14.8% | 13.4% | 21.2% | 11.8% |
| Return on assets | 3.1% | 4.6% | 3.7% | 3.4% | 2.7% | 2.9% | 2.2% | 2.1% | 3.4% | 2.0% |
| Return on equity | 12.4% | 20.9% | 21.2% | 21.9% | 24.8% | 14.2% | 11.4% | 12.4% | 18.7% | 13.0% |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.