Stocktoria
Affirm Holdings, Inc. AFRM
Nasdaq · stock · Personal Credit Institutions · website · IPO 2021-01-13
Affirm Holdings, Inc. financials (annual)
Bars are annual figures from 2020 to 2026; red bars are negative (a loss or cash outflow).
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $4.3B | $3.2B | $2.3B | $1.6B | $1.3B | $870.5M | $509.5M |
| Operating income | $417.0M | -$87.3M | -$615.8M | -$1.2B | -$866.0M | -$383.7M | -$107.8M |
| Income tax | -$1.4B | $9.3M | $2.2M | -$3.9M | -$17.4M | -$2.3M | $376,000 |
| Net income | $1.9B | $52.2M | -$517.8M | -$985.3M | -$707.4M | -$441.0M | -$112.6M |
| EPS (diluted) | $5.53 | $0.15 | $-1.67 | $-3.34 | $-2.51 | $-2.94 | $-2.63 |
| Operating cash flow | $1.2B | $793.9M | $450.1M | $12.2M | -$162.2M | -$193.1M | -$71.3M |
| Free cash flow | $992.6M | $601.7M | $290.8M | -$108.6M | -$248.5M | -$213.4M | -$92.3M |
| Cash & equivalents | $1.6B | $1.4B | $1.0B | $892.0M | $1.3B | $1.5B | $267.1M |
| Total assets | $15.8B | $11.2B | $9.5B | $8.2B | $7.0B | $4.9B | $1.4B |
| Total liabilities | $10.3B | $8.1B | $6.8B | $5.6B | $4.4B | $2.3B | $965.2M |
| Shareholders' equity | $5.5B | $3.1B | $2.7B | $2.5B | $2.6B | $2.6B | -$367.1M |
Growth · year-over-year · Revenue CAGR 42.5%
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Revenue growth | +32.2% | +38.8% | +46.3% | +17.7% | +55.0% | +70.8% | — |
| Net income growth | +3597.9% | — | — | — | — | — | — |
| EPS growth | +3586.7% | — | — | — | — | — | — |
| Free cash flow growth | +65.0% | +106.9% | — | — | — | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.