Stocktoria

ASSURED GUARANTY LTD AGO

NYSE · stock · Surety Insurance · website · IPO 2004-04-23 · LEI

ASSURED GUARANTY LTD (AGO) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 1.93% (safety: safe). FY2025 revenue was $1.1B at a 45.3% net margin.

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84/100
Stocktoria Quality Score · grade A
6/9
Piotroski F — financial health
Altman Z″ — distress risk
1.5%
Dividend yield 5y avg · safe · Dividend payout 13.5%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
2 5 3 3 4 2 2 5 3 6 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$74.76 as of 2026-08-01 · -9.1% 1y
$74.21$90.5452-wk
Market cap USD$3.5B
Dividend yield 5y avg1.5%
Net margin 5y avg41.1%
Return on equity 5y avg7.3%
Beta0.76
Employees367

Analyst price target

$92.33 +23.5% vs last
· 3 analysts
target range $80.00 – $103.00 · median $94.00
1 strong buy · 1 buy · 1 hold
Recent analyst actions
DateFirmRating
2026-05-19UBSBuy (up)
2026-03-19Keefe, Bruyette & WoodsOutperform (main)
2025-11-19Keefe, Bruyette & WoodsOutperform (main)
2025-11-17UBSNeutral (main)
2025-08-13UBSNeutral (main)
2024-11-18UBSNeutral (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Smart money · insiders, last 12 months

Insiders net sold -$4.0M on the open market · 3 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · down

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 89%
Net marginstronger than 83%
Return on equitystronger than 53%
Revenue growthstronger than 84%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 6/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
AGOASSURED GUARANTY LTD6/97+27.3%
RDNRADIAN GROUP INC6/98.6-0.8%
MTGMGIC INVESTMENT CORP4/98+0.5%
ESNTEssent Group Ltd.4/98.5+1.5%
OSGOCTAVE SPECIALTY GROUP INC2/9+6.5%
MBIMBIA INC3/9+90.5%
ORIOLD REPUBLIC INTERNATIONAL CORP6/910.7+11%

All Finance, Insurance & Real Estate companies →

About ASSURED GUARANTY LTD

Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.

FAQ

Is AGO financially healthy?

ASSURED GUARANTY LTD's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).

Does AGO pay a dividend, and is it safe?

Yes. ASSURED GUARANTY LTD pays a dividend yielding about 1.93% with a 13.5% payout ratio, rated “safe” for safety.

How profitable is AGO?

In FY2025, ASSURED GUARANTY LTD had a net margin of 45.3% and a return on equity of 8.7%.

Is AGO overvalued or undervalued?

ASSURED GUARANTY LTD trades at about 7.3× trailing earnings — below its 10-year norm (10-year range 5.9×–32.6×, median 8.7×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for AGO?

The average Wall-Street price target for ASSURED GUARANTY LTD is $92.33, about 23.5% above the recent price, from 3 analysts.

Is AGO a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on ASSURED GUARANTY LTD: a Piotroski F-score of 6/9, a P/E of about 7.0×, a dividend yield of 1.93%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.