ASSURED GUARANTY LTD AGO
ASSURED GUARANTY LTD (AGO) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 1.93% (safety: safe). FY2025 revenue was $1.1B at a 45.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-19 | UBS | Buy (up) |
| 2026-03-19 | Keefe, Bruyette & Woods | Outperform (main) |
| 2025-11-19 | Keefe, Bruyette & Woods | Outperform (main) |
| 2025-11-17 | UBS | Neutral (main) |
| 2025-08-13 | UBS | Neutral (main) |
| 2024-11-18 | UBS | Neutral (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AGO | ASSURED GUARANTY LTD | 6/9 | — | 7 | +27.3% |
| RDN | RADIAN GROUP INC | 6/9 | — | 8.6 | -0.8% |
| MTG | MGIC INVESTMENT CORP | 4/9 | — | 8 | +0.5% |
| ESNT | Essent Group Ltd. | 4/9 | — | 8.5 | +1.5% |
| OSG | OCTAVE SPECIALTY GROUP INC | 2/9 | — | — | +6.5% |
| MBI | MBIA INC | 3/9 | — | — | +90.5% |
| ORI | OLD REPUBLIC INTERNATIONAL CORP | 6/9 | — | 10.7 | +11% |
All Finance, Insurance & Real Estate companies →
About ASSURED GUARANTY LTD
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
FAQ
Is AGO financially healthy?
ASSURED GUARANTY LTD's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does AGO pay a dividend, and is it safe?
Yes. ASSURED GUARANTY LTD pays a dividend yielding about 1.93% with a 13.5% payout ratio, rated “safe” for safety.
How profitable is AGO?
In FY2025, ASSURED GUARANTY LTD had a net margin of 45.3% and a return on equity of 8.7%.
Is AGO overvalued or undervalued?
ASSURED GUARANTY LTD trades at about 7.3× trailing earnings — below its 10-year norm (10-year range 5.9×–32.6×, median 8.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for AGO?
The average Wall-Street price target for ASSURED GUARANTY LTD is $92.33, about 23.5% above the recent price, from 3 analysts.
Is AGO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ASSURED GUARANTY LTD: a Piotroski F-score of 6/9, a P/E of about 7.0×, a dividend yield of 1.93%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.