Stocktoria
ageas SA/NV AGS.BR
ageas SA/NV statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€96.07); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
ageas SA/NV trades at about 8× earnings — near its 10-year norm (10-year range 6.6×–8.2×, median 7.7×).
Shaded band = 10-year range (6.6×–8.2×); dot = today's 8×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 18.9% | 12.9% | 12.1% | 22.4% |
| FCF margin | 28.5% | 7.4% | -1.5% | 17.6% |
| Return on assets | 1.6% | 1.1% | 1.0% | 1.1% |
| Return on equity | 18.1% | 14.4% | 12.8% | 15.7% |
| Debt / equity | 0.66× | 0.52× | 0.53× | 0.55× |
Computed from company filings · BE · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.