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AMERICAN INTERNATIONAL GROUP, INC. AIG

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 1984-10-08 · LEI

AMERICAN INTERNATIONAL GROUP, INC. statistics & valuation

P / E12.9×
P / S1.5×
P / B1.0×
Net margin11.6%
Net debt$9.2B
Enterprise value USD$49.3B
Graham number +23.3%$93.90

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($93.90); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-1.60% -12.30% 0.00% 6.70% -13.60% 19.90% 34.10% 13.00% -5.20% 11.60% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
-1.10% -9.30% 0.00% 5.00% -8.80% 15.00% 23.50% 7.10% -3.30% 7.50% 2016201720182019202020212022202320242025
Shares outstanding
1.09B 930.6M 910.1M 889.5M 869.3M 864.9M 787.9M 725.2M 657.3M 570.3M 2016201720182019202020212022202320242025
Net debt ($)
$30.91B $31.64B $34.54B $35.35B $37.53B $30.16B $27.18B $10.61B $8.92B $9.19B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-0.20% -1.20% 0.00% 0.60% -1.00% 1.70% 2.00% 0.70% -0.90% 1.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.40× 0.48× 0.60× 0.52× 0.56× 0.44× 0.63× 0.21× 0.21× 0.22× 2016201720182019202020212022202320242025
EPS ($)
-$0.78 -$6.54 -$0.01 $3.74 -$6.88 $11.95 $12.94 $4.98 -$2.17 $5.43 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

AMERICAN INTERNATIONAL GROUP, INC. trades at about 14× earnings — near its 10-year norm (10-year range 2.3×–34.2×, median 13.4×).

2.3× 34.2×

Shaded band = 10-year range (2.3×–34.2×); dot = today's 14×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin11.6%-5.2%13.0%34.1%19.9%-13.6%6.7%-0.0%-12.3%-1.6%
Return on assets1.9%-0.9%0.7%2.0%1.7%-1.0%0.6%-0.0%-1.2%-0.2%
Return on equity7.5%-3.3%7.1%23.5%15.0%-8.8%5.0%-0.0%-9.3%-1.1%
Debt / equity0.22×0.21×0.21×0.63×0.44×0.56×0.52×0.60×0.48×0.40×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.