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ASSURANT, INC. AIZ

NYSE · stock · Insurance Carriers, NEC · website · IPO 2004-02-04 · LEI

ASSURANT, INC. statistics & valuation

Market cap$13.1B
P / E15.0×
P / S1.0×
P / B2.2×
P / FCF8.2×
Dividend yield1.29%
Net margin6.8%
Return on equity14.9%
FCF margin12.5%
Graham number -25.6%$209.24

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($209.24); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
7.50% 8.10% 3.10% 4.00% 4.60% 13.40% 2.70% 5.80% 6.40% 6.80% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
13.80% 12.10% 4.90% 6.80% 7.40% 24.90% 6.50% 13.40% 14.90% 14.90% 2016201720182019202020212022202320242025
Shares outstanding
61.9M 55.3M 61.9M 62.3M 63.2M 60.1M 54.8M 53.2M 52.1M 51.1M 2016201720182019202020212022202320242025
Net debt ($)
$71.4M $752.0M $139.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.90% 1.60% 0.60% 0.90% 1.00% 4.00% 0.80% 1.90% 2.20% 2.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
0.70% 7.30% 7.10% 13.60% 12.70% 5.80% 4.00% 8.40% 9.40% 12.50% 2016201720182019202020212022202320242025
Debt / equity (×)
0.25× 0.39× 0.35× 2016201720182019202020212022202320242025
EPS ($)
$9.13 $9.39 $3.98 $5.84 $6.98 $22.66 $5.05 $11.95 $14.46 $16.93 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

ASSURANT, INC. trades at about 16.6× earnings — above its 10-year norm (10-year range 6.7×–26.3×, median 14.9×).

6.7× 26.3×

Shaded band = 10-year range (6.7×–26.3×); dot = today's 16.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin6.8%6.4%5.8%2.7%13.4%4.6%4.0%3.1%8.1%7.5%
FCF margin12.5%9.4%8.4%4.0%5.8%12.7%13.6%7.1%7.3%0.7%
Return on assets2.4%2.2%1.9%0.8%4.0%1.0%0.9%0.6%1.6%1.9%
Return on equity14.9%14.9%13.4%6.5%24.9%7.4%6.8%4.9%12.1%13.8%
Debt / equity——————0.35×0.39×0.25×—

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.