Stocktoria
Arthur J. Gallagher & Co. AJG
Arthur J. Gallagher & Co. (AJG) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.15% (safety: moderate). FY2025 revenue was $13.9B at a 10.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-04 | Citigroup | Buy (main) |
| 2026-08-03 | UBS | Buy (main) |
| 2026-08-03 | Wells Fargo | Overweight (main) |
| 2026-07-31 | RBC Capital | Outperform (main) |
| 2026-07-31 | Mizuho | Outperform (main) |
| 2026-07-31 | Piper Sandler | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AJG | Arthur J. Gallagher & Co. | 5/9 | — | 38.9 | +20.7% |
| EQH | Equitable Holdings, Inc. | 4/9 | — | — | -6.1% |
| AON | Aon plc | 6/9 | 1.13 | 19 | +9.4% |
| WTW | WILLIS TOWERS WATSON PLC | 6/9 | 1.51 | 15.3 | -2.2% |
| BRO | BROWN & BROWN, INC. | 3/9 | — | 20.7 | +22.8% |
| YB | Yuanbao Inc. | 4/9 | — | — | +33.1% |
| ERIE | ERIE INDEMNITY CO | 3/9 | 7.53 | 19.9 | +7.2% |
All Finance, Insurance & Real Estate companies →
About Arthur J. Gallagher & Co.
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
FAQ
Is AJG financially healthy?
Arthur J. Gallagher & Co.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does AJG pay a dividend, and is it safe?
Yes. Arthur J. Gallagher & Co. pays a dividend yielding about 1.15% with a 44.6% payout ratio, rated “moderate” for safety.
How profitable is AJG?
In FY2025, Arthur J. Gallagher & Co. had a net margin of 10.7% and a return on equity of 6.4%.
Is AJG overvalued or undervalued?
Arthur J. Gallagher & Co. trades at about 44.5× trailing earnings — above its 10-year norm (10-year range 22.0×–52.5×, median 36.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for AJG?
The average Wall-Street price target for Arthur J. Gallagher & Co. is $290.44, about 13.7% above the recent price, from 18 analysts (consensus: buy).
Is AJG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Arthur J. Gallagher & Co.: a Piotroski F-score of 5/9, a P/E of about 38.9×, a dividend yield of 1.15%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.