Stocktoria
ALKAMI TECHNOLOGY, INC. ALKT
ALKAMI TECHNOLOGY, INC. (ALKT) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 0.28% (safety: no dividend). FY2025 revenue was $443.6M at a -10.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.25 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.115 |
| Retained earnings / assets | -0.618 |
| EBIT / assets | -0.063 |
| Equity / liabilities | 0.746 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ALKT | ALKAMI TECHNOLOGY, INC. | 3/9 | -0.9 | — | +32.9% |
| XPER | Xperi Inc. | 2/9 | -1.39 | — | -9.2% |
| SPT | Sprout Social, Inc. | 4/9 | -2.61 | — | +12.7% |
| XNET | Xunlei Ltd | 5/9 | 8.16 | 0.3 | +42.5% |
| AVPT | AvePoint, Inc. | 5/9 | 2.72 | 66.3 | +26.9% |
| CERT | Certara, Inc. | 5/9 | 2.76 | — | +8.7% |
| GDYN | GRID DYNAMICS HOLDINGS, INC. | 6/9 | 12.15 | 47.3 | +17.5% |
About ALKAMI TECHNOLOGY, INC.
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
FAQ
Is ALKT financially healthy?
ALKAMI TECHNOLOGY, INC.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does ALKT pay a dividend, and is it safe?
Yes. ALKAMI TECHNOLOGY, INC. pays a dividend yielding about 0.28% with a None payout ratio, rated “no dividend” for safety.
How profitable is ALKT?
In FY2025, ALKAMI TECHNOLOGY, INC. had a net margin of -10.7% and a return on equity of -13.2%.
What is the analyst price target for ALKT?
The average Wall-Street price target for ALKAMI TECHNOLOGY, INC. is $21.25, about 5.1% above the recent price, from 8 analysts (consensus: buy).
Is ALKT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ALKAMI TECHNOLOGY, INC.: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone, a dividend yield of 0.28%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.