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Allianz SE ALV.DE

DE · Deutsche Börse Xetra · XETR · stock · Financial Services · website

Allianz SE statistics & valuation

Market cap€166.1B
P / E15.4×
P / S1.2×
P / B2.6×
P / FCF5.4×
Net margin7.8%
FCF margin22.5%
Net debt€5.4B
Enterprise value USD$197.9B
Graham number -26.7%€320.86

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€320.86); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
8.00% 7.10% 7.10% 7.80% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
11.80% 14.70% 16.50% 17.20% 2022202320242025
Shares outstanding
379.3M 379.3M 379.3M 379.3M 2022202320242025
Net debt (€)
€6.60B €774.0M €3.20B €5.42B 2022202320242025
Share buybacks (€)
€1.31B €2.20B €1.50B €3.06B 2022202320242025
Return on assets (%)
0.70% 0.90% 1.00% 1.10% 2022202320242025
Free cash flow margin (%)
20.50% 18.70% 21.40% 22.50% 2022202320242025
Debt / equity (×)
0.54× 0.51× 0.58× 0.56× 2022202320242025
EPS (€)
€15.48 €21.18 €25.18 €27.67 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Allianz SE trades at about 15.8× earnings — above its 10-year norm (10-year range 11.7×–14.2×, median 13.4×).

11.7× 15.8×

Shaded band = 10-year range (11.7×–14.2×); dot = today's 15.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin7.8%7.1%7.1%8.0%
FCF margin22.5%21.4%18.7%20.5%
Return on assets1.1%1.0%0.9%0.7%
Return on equity17.2%16.5%14.7%11.8%
Debt / equity0.52×0.53×0.51×0.54×

Computed from company filings · DE · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.