Stocktoria
Amalgamated Financial Corp. AMAL
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2018-06-06
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
16.5%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $104.4M | $106.4M | $88.0M | $81.5M | $52.9M |
| Operating cash flow | $135.8M | $124.1M | $117.2M | $147.3M | $70.5M |
| Free cash flow | $134.4M | $122.3M | $115.7M | $145.7M | $68.1M |
| Total assets | $8.9B | $8.3B | $8.0B | $7.8B | $7.1B |
| Total liabilities | $8.1B | $7.5B | $7.4B | $7.3B | $6.5B |
| Shareholders' equity | $794.5M | $707.7M | $585.4M | $509.0M | $563.9M |
| Ratios | |||||
| Return on assets | 1.2% | 1.3% | 1.1% | 1.0% | 0.7% |
| Return on equity | 13.1% | 15.0% | 15.0% | 16.0% | 9.4% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| Point72 Asset Management, L.P. | 63,170 | $2.5M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001823608 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.