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Amalgamated Financial Corp. AMAL

Nasdaq · stock · State Commercial Banks · website · IPO 2018-06-06

Amalgamated Financial Corp. statistics & valuation

P / E13.4×
P / B1.8×
P / FCF10.4×
Graham number -12%$44.61

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($44.61); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2019202020212022202320242025
Operating margin (%)
2019202020212022202320242025
Return on equity (%)
9.60% 8.60% 9.40% 16.00% 15.00% 15.00% 13.10% 2019202020212022202320242025
Shares outstanding
32.2M 31.2M 31.5M 31.2M 30.8M 30.9M 30.6M 2019202020212022202320242025
Net debt ($)
-$47.5M -$38.8M 2019202020212022202320242025
Share buybacks ($)
2019202020212022202320242025
Return on assets (%)
0.90% 0.80% 0.70% 1.00% 1.10% 1.30% 1.20% 2019202020212022202320242025
Free cash flow margin (%)
2019202020212022202320242025
Debt / equity (×)
0.15× 0.00× 2019202020212022202320242025
EPS ($)
$1.47 $1.48 $1.68 $2.61 $2.86 $3.44 $3.41 2019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Amalgamated Financial Corp. trades at about 14.9× earnings — above its 10-year norm (10-year range 8.8×–11.7×, median 10.1×).

8.8× 14.9×

Shaded band = 10-year range (8.8×–11.7×); dot = today's 14.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Return on assets1.2%1.3%1.1%1.0%0.7%0.8%0.9%
Return on equity13.1%15.0%15.0%16.0%9.4%8.6%9.6%
Debt / equity0.00×0.15×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.