Stocktoria
AMERISAFE INC AMSF
AMERISAFE INC (AMSF) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 9.93% (safety: at-risk). FY2025 revenue was $317.3M at a 14.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| AMSF | AMERISAFE INC | 4/9 | — | 13.4 | +2.7% |
| ACIC | AMERICAN COASTAL INSURANCE Corp | 4/9 | — | 5.1 | +13.1% |
| NODK | NI Holdings, Inc. | 1/9 | — | — | -12.3% |
| AII | American Integrity Insurance Group, Inc. | 6/9 | — | 3.7 | +35.3% |
| KINS | KINGSTONE COMPANIES, INC. | 6/9 | — | 6.5 | +38.5% |
| ASIC | Ategrity Specialty Insurance Co Holdings | 4/9 | — | 15.4 | +23.4% |
| GBLI | Global Indemnity Group, LLC | 3/9 | — | 14.4 | +2% |
All Finance, Insurance & Real Estate companies →
About AMERISAFE INC
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.
FAQ
Is AMSF financially healthy?
AMERISAFE INC's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does AMSF pay a dividend, and is it safe?
Yes. AMERISAFE INC pays a dividend yielding about 9.93% with a 133.0% payout ratio, rated “at-risk” for safety.
How profitable is AMSF?
In FY2025, AMERISAFE INC had a net margin of 14.9% and a return on equity of 18.7%.
Is AMSF overvalued or undervalued?
AMERISAFE INC trades at about 11.3× trailing earnings — below its 10-year norm (10-year range 12.4×–25.3×, median 15.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for AMSF?
The average Wall-Street price target for AMERISAFE INC is $36.67, about 31.6% above the recent price, from 3 analysts.
Is AMSF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on AMERISAFE INC: a Piotroski F-score of 4/9, a P/E of about 13.4×, a dividend yield of 9.93%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.