Stocktoria
Amerant Bancorp Inc. AMTB
NYSE · XNYS · stock · National Commercial Banks · website · IPO 2018-08-13
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
28.8%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $52.4M | -$15.8M | $32.5M | $63.3M | $112.9M |
| Operating cash flow | $137.0M | $82.2M | $26.7M | -$49.2M | $67.4M |
| Free cash flow | $129.2M | $74.8M | $15.8M | -$59.8M | $60.9M |
| Total assets | $9.8B | $9.9B | $9.7B | $9.1B | $7.6B |
| Total liabilities | $8.8B | $9.0B | $9.0B | $8.4B | $6.8B |
| Shareholders' equity | $938.8M | $890.5M | $736.1M | $705.7M | $831.9M |
| Ratios | |||||
| Return on assets | 0.5% | -0.2% | 0.3% | 0.7% | 1.5% |
| Return on equity | 5.6% | -1.8% | 4.4% | 9.0% | 13.6% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
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Source: SEC EDGAR filings · CIK 0001734342 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.