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AMERISERV FINANCIAL INC /PA/ ASRV
Nasdaq · stock · National Commercial Banks · website · IPO 1985-01-30
AMERISERV FINANCIAL INC /PA/ financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.6M | $15.6M | $14.5M | $14.7M | $15.0M | $12.8M | $12.8M | $12.8M | — | — |
| Interest expense | $29.1M | $30.5M | $24.8M | $8.5M | $7.6M | $10.5M | $14.3M | $11.6M | $8.8M | $7.7M |
| Income tax | $1.2M | $798,000 | -$1.0M | $1.8M | $1.7M | $1.2M | $1.6M | $1.7M | $5.4M | $897,000 |
| Net income | $5.6M | $3.6M | -$3.3M | $7.4M | $7.1M | $4.6M | $6.0M | $7.8M | $3.3M | $2.3M |
| EPS (diluted) | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 | $0.27 | $0.35 | $0.43 | $0.18 | $0.12 |
| Operating cash flow | $3.2M | $2.7M | $6.3M | $5.2M | $9.9M | -$1.4M | $4.9M | $8.0M | $7.5M | $6.7M |
| Cash & equivalents | — | — | — | — | — | $31.5M | $22.2M | $34.9M | $34.2M | $34.1M |
| Total assets | $1.5B | $1.4B | $1.4B | $1.4B | $1.3B | $1.3B | $1.2B | $1.2B | $1.2B | $1.2B |
| Total liabilities | $1.3B | $1.3B | $1.3B | $1.3B | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B | $1.1B |
| Shareholders' equity | $119.3M | $107.2M | $102.3M | $106.2M | $116.5M | $104.4M | $98.6M | $98.0M | $95.1M | $95.4M |
Growth · year-over-year · Revenue CAGR 1.9%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | -6.3% | +7.8% | -1.7% | -1.5% | +16.7% | +0.5% | -0.3% | — | — | — |
| Net income growth | +55.8% | — | -144.9% | +5.3% | +53.8% | -23.7% | -22.4% | +135.9% | +42.6% | -61.5% |
| EPS growth | +61.9% | — | -146.5% | +4.9% | +51.9% | -22.9% | -18.6% | +138.9% | +50.0% | -61.3% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.