Stocktoria
Atlanticus Holdings Corp ATLC
Nasdaq · stock · Personal Credit Institutions · website · IPO 1999-04-23
Atlanticus Holdings Corp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B | $1.3B | $1.2B | $1.0B | $748.1M | $563.4M | $455.2M | $5.6M | $5.3M | — |
| Interest expense | $301.9M | $160.2M | $109.3M | $81.9M | $54.1M | $51.5M | $50.7M | $36.9M | $27.7M | $20.2M |
| Income tax | $39.1M | $28.5M | $26.6M | $14.7M | $41.8M | $20.5M | $5.6M | -$4.1M | -$6.4M | -$6.0M |
| Net income | $122.2M | $111.3M | $102.8M | $135.6M | $177.9M | $94.1M | $26.4M | $7.9M | -$40.8M | -$6.3M |
| EPS (diluted) | $5.96 | $4.77 | $4.24 | $5.83 | $7.56 | $3.95 | $1.66 | $0.56 | $-2.93 | $-0.46 |
| Operating cash flow | $638.0M | $469.4M | $459.3M | $347.6M | $212.4M | $212.7M | $100.0M | $42.9M | -$26.5M | $39.0M |
| Free cash flow | — | — | — | — | — | $212.0M | $99.7M | $41.5M | -$26.9M | $38.7M |
| Cash & equivalents | $621.1M | $375.4M | $339.3M | — | — | — | — | — | $70.7M | $92.6M |
| Total assets | $7.6B | $3.3B | $2.7B | $2.4B | $1.9B | $1.2B | $936.3M | $582.6M | $425.6M | $362.5M |
| Total liabilities | $7.0B | $2.7B | $2.2B | $1.9B | $1.5B | $991.4M | $846.9M | $604.7M | $461.7M | $356.8M |
| Shareholders' equity | $608.7M | $492.9M | $394.7M | $326.4M | $288.0M | $77.3M | $906,000 | -$22.1M | -$36.1M | $5.8M |
Growth · year-over-year · Revenue CAGR 109.7%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +50.1% | +13.5% | +10.4% | +40.0% | +32.8% | +23.8% | +8092.9% | +5.4% | — | — |
| Net income growth | +9.8% | +8.2% | -24.2% | -23.8% | +89.0% | +255.9% | +236.6% | — | — | -469.8% |
| EPS growth | +24.9% | +12.5% | -27.3% | -22.9% | +91.4% | +138.0% | +196.4% | — | — | -483.3% |
| Free cash flow growth | — | — | — | — | — | +112.6% | +140.4% | — | -169.5% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.