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Aviva plc AV.L

GB · London Stock Exchange · XLON · stock · Financial Services · website

Aviva plc statistics & valuation

Market cap£21.3B
P / E20.7×
P / S0.4×
P / B2.0×
Dividend yield5.84%
Net margin1.8%
Return on equity9.7%
FCF margin-4.8%
Net cash£11.0B
Enterprise value USD$14.0B
Graham number -99.4%£4.62

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (£4.62); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
2.70% 1.70% 1.80% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
-10.60% 11.70% 8.20% 9.70% 2022202320242025
Shares outstanding
2.99B 2.99B 2.99B 2.99B 2022202320242025
Net debt (£)
-£14.44B -£9.91B -£16.59B -£10.98B 2022202320242025
Share buybacks (£)
£4.16B £376.0M £353.0M £477.0M 2022202320242025
Return on assets (%)
-0.30% 0.30% 0.20% 0.30% 2022202320242025
Free cash flow margin (%)
-7.60% 20.70% -4.80% 2022202320242025
Debt / equity (×)
0.81× 0.79× 0.83× 0.68× 2022202320242025
EPS (£)
-£0.35 £0.37 £0.23 £0.27 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin1.8%1.7%2.7%5.4%
FCF margin-4.8%20.7%-7.6%-80.8%
Return on assets0.3%0.2%0.3%-0.3%
Return on equity9.7%8.2%11.7%-10.6%
Debt / equity0.52×0.67×0.68×0.66×

Computed from company filings · GB · as of 2025-12-31. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.