Stocktoria
BANK OF AMERICA CORP /DE/ BAC
BANK OF AMERICA CORP /DE/ (BAC) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.41% (safety: no dividend). FY2025 revenue was $113.1B at a 27.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-03 | UBS | Buy (main) |
| 2026-07-29 | JP Morgan | Overweight (main) |
| 2026-07-17 | Evercore ISI Group | Outperform (main) |
| 2026-07-15 | Baird | Neutral (main) |
| 2026-07-15 | RBC Capital | Outperform (main) |
| 2026-07-15 | Truist Securities | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
| PNC | PNC FINANCIAL SERVICES GROUP, INC. | 4/9 | — | — | +7.2% |
| KEY | KEYCORP /NEW/ | 6/9 | — | 13.7 | +62.7% |
All Finance, Insurance & Real Estate companies →
About BANK OF AMERICA CORP /DE/
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
FAQ
Is BAC financially healthy?
BANK OF AMERICA CORP /DE/'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BAC pay a dividend, and is it safe?
Yes. BANK OF AMERICA CORP /DE/ pays a dividend yielding about 0.41% with a None payout ratio, rated “no dividend” for safety.
How profitable is BAC?
In FY2025, BANK OF AMERICA CORP /DE/ had a net margin of 27.0% and a return on equity of 10.1%.
Is BAC overvalued or undervalued?
BANK OF AMERICA CORP /DE/ trades at about 17.0× trailing earnings — above its 10-year norm (10-year range 10.9×–20.5×, median 14.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for BAC?
The average Wall-Street price target for BANK OF AMERICA CORP /DE/ is $68.77, about 6.1% above the recent price, from 22 analysts (consensus: buy).
Is BAC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on BANK OF AMERICA CORP /DE/: a Piotroski F-score of 5/9, a P/E of about 13.5×, a dividend yield of 0.41%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.