Stocktoria
Bank Alfalah Limited BAFL.KA
Bank Alfalah Limited (BAFL.KA) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 7.66% (safety: moderate). FY2025 revenue was ₨ 180.6B at a 15.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is BAFL.KA financially healthy?
Bank Alfalah Limited's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does BAFL.KA pay a dividend, and is it safe?
Yes. Bank Alfalah Limited pays a dividend yielding about 7.66% with a 56.5% payout ratio, rated “moderate” for safety.
How profitable is BAFL.KA?
In FY2025, Bank Alfalah Limited had a net margin of 15.4% and a return on equity of 13.9%.
Is BAFL.KA overvalued or undervalued?
Bank Alfalah Limited trades at about 7.0× trailing earnings — near its 10-year norm (10-year range 4.4×–14.5×, median 6.4×). Stocktoria reports the data, not buy/sell advice.
Is BAFL.KA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Bank Alfalah Limited: a Piotroski F-score of 5/9, a P/E of about 7.4×, a dividend yield of 7.66%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.