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Bank Alfalah Limited BAFL.KA
Bank Alfalah Limited statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₨ 112.17); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Bank Alfalah Limited trades at about 7× earnings — near its 10-year norm (10-year range 4.4×–14.5×, median 6.4×).
Shaded band = 10-year range (4.4×–14.5×); dot = today's 7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 15.4% | 23.4% | 23.6% | 19.1% |
| FCF margin | 90.9% | -55.7% | 480.5% | 480.1% |
| Return on assets | 0.7% | 1.1% | 1.1% | 0.8% |
| Return on equity | 13.9% | 22.0% | 26.1% | 18.0% |
Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.