Stocktoria
BayFirst Financial Corp. BAFN
BayFirst Financial Corp. financials (annual)
Bars are annual figures from 2020 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Interest expense | — | — | $32.1M | $8.6M | $7.3M | $10.3M |
| Income tax | -$7.9M | $4.3M | $2.1M | $1.6M | $2.7M | $3.1M |
| Net income | -$22.9M | $12.6M | $5.7M | -$349,000 | $24.6M | $12.7M |
| EPS (diluted) | $-5.93 | $2.62 | $1.12 | $-0.22 | $5.91 | $3.01 |
| Operating cash flow | $285.3M | $390.9M | $455.2M | $440.3M | $495.4M | -$107.8M |
| Free cash flow | $285.0M | $389.2M | $447.6M | $432.2M | $482.3M | -$110.9M |
| Cash & equivalents | $207.0M | $77.8M | $58.4M | $66.0M | $109.7M | $55.4M |
| Total assets | $1.3B | $1.3B | $1.1B | $938.9M | $917.1M | $1.5B |
| Total liabilities | $1.2B | $1.2B | $1.0B | $847.0M | $820.8M | $1.5B |
| Shareholders' equity | $87.6M | $110.9M | $100.7M | $91.9M | $96.3M | $71.1M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Net income growth | -282.0% | +121.0% | — | -101.4% | +93.8% | — |
| EPS growth | -326.3% | +133.9% | — | -103.7% | +96.3% | — |
| Free cash flow growth | -26.8% | -13.1% | +3.6% | -10.4% | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.